We are reader-supported. Buying through any red colored link on our site may earn us commissions. Learn More.

Q&A: Choosing a ~4.30 Ct. Radiant Diamond With a $65,000 Budget

By Mike Fried,

Hi – I am looking to potentially purchase a radiant cut diamond, H, VS2 or better, between 4.0 and 4.5 carats. My budget is up to $65K. Based on what I’ve read I’ve found a diamond I would like your opinion on. It’s on James Allen’s website:
https://www.jamesallen.com/loose-diamonds/radiant-cut/4.34-carat-h-color-vvs1-clarity-sku-5091270?a_aid=dmnd1357

I would love your thoughts on it and am open to suggestions.

Also found one at Blue Nile that I would like to look at as a comparison in addition to anything you would recommend.
Blue Nile LD09684031

You found the best two options out there! I can’t find anything else that is square and within your budget or at least close to it.

If you like a square shape, then go with the Blue Nile one. But also notice that it’s significantly smaller than the JA one (on the other hand, the JA one is 3k over your budget, so that’s worth considering as well).

Both look fantastic and you can’t go wrong with either one. To me, it feels that right now it’s a matter of your preference – shape over size.

Do you have an opinion on fluorescence? The JA has medium. I think I read somewhere that it won’t come into play until I buy a D-F color but would love your thoughts.

Al,so do you have any advice on prongs? It seems to me in some photos that you lose the beveled edges when seeing a radiant ring in a setting which ends up making it look more square to my eye.

Thank you!

Medium fluorescence isn’t an issue on H+ colors. It actually makes a diamond look a bit whiter. It’s starting to be an issue on D-G and it’s better to avoid it.

Prongs can have that effect, yes. But that usually happens on smaller diamonds. I don’t think you have to worry about it with your diamond.

Thank you!. FYI I committed to purchase the JA diamond yesterday.

Thanks again for your help!

Sounds great!

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
Arrow down
Arrow up
Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
Arrow down
Arrow up

Still afraid of getting ripped off?

Before you buy a diamond, get personal buying advice from industry veterans. We'll help you get the best diamond for the money.

Ask your diamond purchase question here

  • This field is hidden when viewing the form
  • This field is for validation purposes and should be left unchanged.

DISCLAIMER: We don't use your email for marketing. Period.

Please enter your email address to receive your 25% off coupon code:

Here is your coupon code: GFDSF3GF

Diamond Pro

Diamond Pro

  • Unfortunately, the AI chat we worked so hard training is not helping our readers the way we would like. You deserve the best advice you can get.

    Would you like to contact a human diamond pro? Just fill out this email form and we will answer you ASAP (usually within one day).

  • This field is for validation purposes and should be left unchanged.