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Q&A: Choosing a Round Diamond for a Platinum Pave Ring With $15,000 Budget

By Mike Fried,

Hi,

Firstly, thank you for the incredible depth you provide. This is the first and only time I plan on buying an engagement ring.

Given the wealth of information I have taken from you site, I have managed to form a very tight diamond brief:

$15k budget
Round stone
Pave setting
Minimum VS1 clarity
Minimum I colour, aim for G
Excellent or Ideal cut

So here are my questions if you are able to help:

1) Is this brief too tight i.e. am I restricting my searches? Should I be more flexible on colour or clarity?

2) Given the budget, what spend ratio am I considering for setting : diamond? I feel strongly about maximizing the diamond, but how low does one go on the setting?

1) As far as a pave setting goes, I’d recommend an I color and it’ll look fantastic. If you’re extremely color sensitive, you could consider going up to an H color, but I wouldn’t go higher than that as it would look identical. Clarity grade is not so important, what matters is having an eye-clean diamond. I usually search in the SI-IF range and pick the best cut eye-clean option I find. Sometimes it’s an SI, sometimes a VS/VVS is a better value. There is no rule.

2) There is no recommendation/rule for how much the setting should cost. Choose something that goes in line with your taste and style.

Here is the setting that I love: Petite Micropavé Diamond Engagement Ring in Platinum (1/10 ct. tw.)

Here are the types of diamonds that I have landed on:

This one is the greatest clarity – Blue Nile LD15246613
How does it differ from this one? – Blue Nile LD15174530
Or is it worth $1,000 more for the additional 0.01 Carat? – Blue Nile LD14424472
Or, is this bigger diamond (with a K colour rating) better? – Blue Nile LD14928405

The Micropavé setting you picked is beautiful, it’s very popular these days.

As for the diamonds you sent me, I would rule out the ones with strong fluorescence. They might end up being hazy in daylight.

Blue Nile LD14424472
I’m not a huge fan of the cut on this one. The angles are a bit off and the light refraction would not be perfect.

Blue Nile LD14928405
Same issue here, plus the diamond is cut too deep. Also, the K color would have a yellow hue in a pave setting. I’d stick with an I+ color to ensure the colorless impression.

I found this gorgeous option:
Blue Nile LD15288500
It’s superbly cut and would be incredibly bright and brilliant in real life.

Thanks. Great advice.

I really love this one: Blue Nile LD15288500

Is it worth finding a comparable ring on James Allen?

I’m happy to find some comparable options on JA, is there a setting you like from them?

we recommend avoiding the IGI lab: www.jamesallen.com/loose-diamonds/round-cut/1.50-carat-h-color-vvs2-clarity-excellent-cut-sku-10808727?a_aid=dmnd1357. Their grading is less reliable than GIA’s.

www.jamesallen.com/loose-diamonds/round-cut/1.51-carat-g-color-vs2-clarity-excellent-cut-sku-10276383?a_aid=dmnd1357
This diamond is not eye-clean and medium fluorescence might lead to haziness on a G color.

I found this stone with a perfect cut and fantastic overall specs:
www.jamesallen.com/loose-diamonds/round-cut/1.51-carat-h-color-vs2-clarity-excellent-cut-sku-10673241?a_aid=dmnd1357

Which individual diamond is your preference out of the BN and JA diamonds you’ve recommended?

I really love the BN diamond as its cut is perfect in every single detail. That doesn’t mean the JA stone is bad, not at all, I would give the BN diamond 5 stars and the JA diamond 4,5 stars. The prices for both rings are more or less the same so value-wise, they are pretty equal. Does either of the companies have terms (tax, financing…) that would suit you better than the other one’s?

Confirming I have purchased from Blue Nile.

Thank you again for all of your help and patience!

That’s wonderful news! I’m glad I could help you with this hugely important step in your life.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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