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Q&A: Looking for a Heart-Shaped Diamond with Around $20,000 Budget

By Mike Fried,

I am looking for a diamond through Blue Nile or James Allen.

I want 1.5ct heart shaped. It will be for my engagement ring. I want a cathedral setting. My budget for after taxes and setting is about $20,000. I think I found four that meet all the criteria but I can’t decide between them. Thank you for your help!

www.jamesallen.com/loose-diamonds/heart-shaped/1.54-carat-d-color-vs1-clarity-sku-8066218?a_aid=dmnd1357

www.jamesallen.com/loose-diamonds/heart-shaped/1.51-carat-e-color-vvs2-clarity-sku-8654881?a_aid=dmnd1357

Blue Nile LD13991616

Blue Nile LD13513119

I wouldn’t recommend the E-color diamond with medium fluorescence. It might look hazy/milky in daylight.

www.jamesallen.com/loose-diamonds/heart-shaped/1.54-carat-d-color-vs1-clarity-sku-8066218?a_aid=dmnd1357
Blue Nile LD13991616
Blue Nile LD13513119
These three are gorgeous, you can’t go wrong with any of them.

Thank you for the information. Now that it is narrowed down to those 3 options, do you have any advice on how to choose? Or does it just come down to the price?

They all are equally beautiful options so I’d go with the one that suits you price-wise and the one that you like the shape of (the one from James Allen and the 1.60ct from Blue Nile are a bit wider whereas the 1.50ct from Blue Nile is a bit narrower – choosing the shape is a matter of personal preference more than anything else).

May I ask if there’s a reason you’re aiming for such high color grades?

Thank you for the insight! I tried on a 2ct and 1.5ct and preferred the size of the 1.5ct. So I wanted the “nicest” heart shaped diamond our budget could afford.

I see. Well, you did a great job finding those stunning options!

I went with the 1.6ct. I felt like it was the best value. I’m very excited!

Thank you so much for your help!!

You got yourself a perfect diamond!

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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