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Q&A: Looking for a Round or Oval Diamond for a White or Rose Gold Setting With a $4000 Total Budget

By Mike Fried,

I’m looking for a diamond to fit in a band similar to this (14K WHITE GOLD PETITE PAVE ENGAGEMENT RING (FLUSH FIT))

or this (Petite Micropavé Diamond Engagement Ring).

I’ve followed your guides and found this diamond (https://www.jamesallen.com/loose-diamonds/round-cut/0.83-carat-i-color-vs1-clarity-excellent-cut-sku-4901979?a_aid=dmnd1357) but want to be sure I’m not wasting money on something that isn’t noticeable. Appreciate your help!

Also found this diamond from Blue Nile (Blue Nile LD10972523). Just trying to get my girl the best I can afford! Thanks again for your help.

You picked beautiful diamonds. The BN one is a great value for what it is – VVS clarity. I also found this 0.80ct I VS1 for a bit less:
Blue Nile LD11448724

Your JA option is a bit too pricey. You can find a better value when you drop the clarity:
www.jamesallen.com/loose-diamonds/round-cut/0.81-carat-i-color-si1-clarity-excellent-cut-sku-6001711?a_aid=dmnd1357
Even though it’s an SI1, there isn’t a visible inclusion.

All of those options will look incredibly brilliant and will be eye-clean.

What do you think of them?

Those are great finds! Is there any chance I could find something closer to 1 carat? I want to stay under $4,000 for the whole ring.

The biggest carat weight woudl be around 0.82ct to fit your budget and those diamonds aren’t bigger than the 0.80ct ones I sent before by much.

See for yourself:
Blue Nile LD11344857

www.jamesallen.com/loose-diamonds/round-cut/0.82-carat-i-color-vvs2-clarity-excellent-cut-sku-5475376?a_aid=dmnd1357

Thank you so much! So, we’re having a change of plans. Turns out she likes oval diamonds AND rose gold and she really wants something around 1 carat. I want to give her the best I can, but that means to get 1 carat I’m going to have to sacrifice on clarity or color. Can you help me find my best option?

14K ROSE GOLD SOLO INFINITY ENGAGEMENT RING

https://www.jamesallen.com/loose-diamonds/oval-cut/1.03-carat-j-color-vvs2-clarity-sku-5850987?a_aid=dmnd1357
https://www.jamesallen.com/loose-diamonds/oval-cut/1.00-carat-j-color-vs2-clarity-sku-6085943?a_aid=dmnd1357

I really love the first diamond you found. It looks perfect! I couldn’t find anything better.

I’m a bit skeptical about the J color in a rose gold setting, especially when there are additional diamonds in it. However, if you aren’t in a rush, give it a try. Worst case scenario, you’ll send it back and we’ll find you a new diamond.

The strong fluorescence on the oval might help the color a bit. It’s definitely worth a shot.

I would personally go with an I color diamond. But some people are OK with the little hue that they can see in a lower color, so it’s always a big question what should each of our readers do.

The one you found would be my recommendation as well.
www.jamesallen.com/loose-diamonds/oval-cut/0.90-carat-i-color-vs1-clarity-sku-6173142?a_aid=dmnd1357

I’ll trust you! I think we can live with a .1 difference in carat weight. That doesn’t seem like a huge difference. Am I assuming correctly?

Yes. You would notice the difference only if you compare those two side by side. I don’t think you will ever do it in real life.

Great! Thank you!

My pleasure.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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