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Q&A: Looking for an Oval-Shaped Diamond for a White Gold Halo Setting With Up to $4,000 Budget

By Mike Fried,

Hi there,

I am considering buying a ring from James Allen.

Ideally an oval cut, H, SI1, 1- 1.2 carat, excellent cut.

I can see some with a L:W ratio 1.30. Is lower than this possible at all?

This is the particular diamond I am looking at:
www.jamesallen.com/loose-diamonds/oval-cut/1.20-carat-g-color-si1-clarity-sku-8324931?a_aid=dmnd1357

Choosing a shape and size is a matter of personal taste and preference. Yes, it’s possible to find oval cut diamonds with L/W ratio lower than 1.30 but they are not very common. As for the setting, you can either choose from the offer or you can order a custom-made ring.

www.jamesallen.com/loose-diamonds/oval-cut/1.20-carat-g-color-si1-clarity-sku-8324931?a_aid=dmnd1357 – This diamond is not eye-clean, that’s why I wouldn’t recommend it.

Before I recommend any options, could you please tell me what setting style and metal you’re planning to go with? Do you have a ballpark budget for the center stone in mind?

This is the setting I have chosen: Oval Halo Diamond Engagement Ring in 14k White Gold (0.22 ct. tw.)

I can spend up to 4k on the diamond, but would love it to be under 3.5k. The ring/setting I am happy to spend circa 1.5k – but will spend less on this to get better diamond.

Great!

Here are some beautiful diamonds:
Blue Nile LD13579424

Blue Nile LD13414758

Blue Nile LD13436280

I think this is probably the one for me: Blue Nile LD13414758

What is your honest opinion on it?

It’s a nice stone, I don’t see any red flags. The bowtie seems to be minimal. In my opinion, it’s a perfect stone.

Great, thank you!

You have been very helpful!

I’m glad to hear you found our conversation useful.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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